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to the u.s. department of health and human services that if they assume the responsibility for the individual exchange and that includes the web site portalforindividuals, including the tax credits. further, we would say that because utah is doing the business portion of the business , that there's no need to have a federal exchange doing the business. so we have a clear line of demark occasion. we are going to do the business and the federal government will do the individual side of this and see if we cannot, in fact, co-exist peacefully here and provide that to the marketplace. there are details yet to be worked out and putting this together and making sure that we are doing this in an appropriate way. but i was gratified and encouraged, when i met with secretary see bell yuss -- sebelius today, that they will look at it and see if there is something we can agree upon. the phrase she used was, i would like to find a way to get to yes. so i'm cautiously optimistic and have a ways to go and will be meeting with them in the next couple of weeks to bring closure to this issue
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